Cyrano

Counterparty & Market Risks

Quantitative

  • Maturity and Currency matching
  • Liquidity
  • Assets and portfolio quality
  • Provisioning
  • Capital Adequacy
  • Capital Structure
  • Efficiency
  • Profitability
  • Repayment Capacity

Qualitative

  • Information quality
  • Governance and Institutional Vision
  • Human Resources
  • Strategic Plan
  • Market Position
  • Shareholders Solvency
  • Audit and Internal Control

Market Risk

  • Country Risk and Regional Correlation
  • Interest Rates and Investment Policies
  • Regulatory framework
  • Performance of the microfinance and banking sectors
  • Competition
  • Government Intervention as financial services provider